{"id":66,"date":"2009-01-26T11:55:08","date_gmt":"2009-01-26T15:55:08","guid":{"rendered":"http:\/\/www.dev.atiqbd.com\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy\/"},"modified":"2009-01-26T11:55:08","modified_gmt":"2009-01-26T15:55:08","slug":"can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy","status":"publish","type":"post","link":"https:\/\/www.standardlegal.com\/blog\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy","title":{"rendered":"Can a Bank Foreclose on My House if I File Chapter 13 Bankruptcy?"},"content":{"rendered":"<p>Under federal bankruptcy law, once a person files a case, creditors are &#8220;stayed&#8221; from taking any action to collect on their debt.\u00a0 As long as your Chapter 13 plan is confirmed by the Bankruptcy Court and you make both your Chapter 13 plan payments and your current mortgage payments, the mortgage holder should not be permitted to take any action to foreclose on your home.<!--more--><\/p>\n<p>Remember, the Court will decide which &#8220;chapter&#8221; you must follow based on your financial circumstances; only if you are eligible for Chapter 13 will this foreclosure stay option be available.<\/p>\n<p>[Get complete details on <a title=\"Standard Legal Bankruptcy Forms Software\" href=\"http:\/\/www.standardlegal.com\/Bankruptcy.html\">Standard Legal&#8217;s Chapter 7 &#038; 13 Personal Bankruptcy legal forms software<\/a> here.]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Under federal bankruptcy law, once a person files a case, creditors are &#8220;stayed&#8221; from taking any action to collect on their debt.\u00a0 As long as your Chapter 13 plan is confirmed by the Bankruptcy Court and you make both your Chapter 13 plan payments and your current mortgage payments, the mortgage holder should not be &#8230; <a title=\"Can a Bank Foreclose on My House if I File Chapter 13 Bankruptcy?\" class=\"read-more\" href=\"https:\/\/www.standardlegal.com\/blog\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy\" aria-label=\"Read more about Can a Bank Foreclose on My House if I File Chapter 13 Bankruptcy?\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-66","post","type-post","status-publish","format-standard","hentry","category-bankruptcy-questions"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Can a Bank Foreclose on My House if I File Chapter 13 Bankruptcy? - Ask Standard Legal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.standardlegal.com\/blog\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can a Bank Foreclose on My House if I File Chapter 13 Bankruptcy? - Ask Standard Legal\" \/>\n<meta property=\"og:description\" content=\"Under federal bankruptcy law, once a person files a case, creditors are &#8220;stayed&#8221; from taking any action to collect on their debt.\u00a0 As long as your Chapter 13 plan is confirmed by the Bankruptcy Court and you make both your Chapter 13 plan payments and your current mortgage payments, the mortgage holder should not be ... Read more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.standardlegal.com\/blog\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy\" \/>\n<meta property=\"og:site_name\" content=\"Ask Standard Legal\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/StandardLegalSoftware\" \/>\n<meta property=\"article:published_time\" content=\"2009-01-26T15:55:08+00:00\" \/>\n<meta name=\"author\" content=\"Standard Legal\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@StandardLegal\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Standard Legal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy\"},\"author\":{\"name\":\"Standard Legal\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#\\\/schema\\\/person\\\/d43d72c05d7716823188aa03d9f96525\"},\"headline\":\"Can a Bank Foreclose on My House if I File Chapter 13 Bankruptcy?\",\"datePublished\":\"2009-01-26T15:55:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy\"},\"wordCount\":118,\"publisher\":{\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#organization\"},\"articleSection\":[\"Bankruptcy Questions\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy\",\"url\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy\",\"name\":\"Can a Bank Foreclose on My House if I File Chapter 13 Bankruptcy? - Ask Standard Legal\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#website\"},\"datePublished\":\"2009-01-26T15:55:08+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Can a Bank Foreclose on My House if I File Chapter 13 Bankruptcy?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/\",\"name\":\"Ask Standard Legal\",\"description\":\"Ask a Legal Question for FREE! Read Hundreds of Law Q&amp;A Topics.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#organization\",\"name\":\"Standard Legal\",\"url\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/wp-content\\\/uploads\\\/2015\\\/09\\\/Waving-American-Flag.jpg\",\"contentUrl\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/wp-content\\\/uploads\\\/2015\\\/09\\\/Waving-American-Flag.jpg\",\"width\":954,\"height\":375,\"caption\":\"Standard Legal\"},\"image\":{\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#\\\/schema\\\/person\\\/d43d72c05d7716823188aa03d9f96525\",\"name\":\"Standard Legal\",\"description\":\"Standard Legal helps everyday people handle common legal issues on their own in an affordable way.\",\"sameAs\":[\"http:\\\/\\\/www.StandardLegal.com\",\"https:\\\/\\\/www.facebook.com\\\/StandardLegalSoftware\",\"http:\\\/\\\/www.linkedin.com\\\/company\\\/standard-legal\",\"https:\\\/\\\/x.com\\\/StandardLegal\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Can a Bank Foreclose on My House if I File Chapter 13 Bankruptcy? - Ask Standard Legal","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.standardlegal.com\/blog\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy","og_locale":"en_US","og_type":"article","og_title":"Can a Bank Foreclose on My House if I File Chapter 13 Bankruptcy? - Ask Standard Legal","og_description":"Under federal bankruptcy law, once a person files a case, creditors are &#8220;stayed&#8221; from taking any action to collect on their debt.\u00a0 As long as your Chapter 13 plan is confirmed by the Bankruptcy Court and you make both your Chapter 13 plan payments and your current mortgage payments, the mortgage holder should not be ... Read more","og_url":"https:\/\/www.standardlegal.com\/blog\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy","og_site_name":"Ask Standard Legal","article_author":"https:\/\/www.facebook.com\/StandardLegalSoftware","article_published_time":"2009-01-26T15:55:08+00:00","author":"Standard Legal","twitter_card":"summary_large_image","twitter_creator":"@StandardLegal","twitter_misc":{"Written by":"Standard Legal","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.standardlegal.com\/blog\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy#article","isPartOf":{"@id":"https:\/\/www.standardlegal.com\/blog\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy"},"author":{"name":"Standard Legal","@id":"https:\/\/www.standardlegal.com\/blog\/#\/schema\/person\/d43d72c05d7716823188aa03d9f96525"},"headline":"Can a Bank Foreclose on My House if I File Chapter 13 Bankruptcy?","datePublished":"2009-01-26T15:55:08+00:00","mainEntityOfPage":{"@id":"https:\/\/www.standardlegal.com\/blog\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy"},"wordCount":118,"publisher":{"@id":"https:\/\/www.standardlegal.com\/blog\/#organization"},"articleSection":["Bankruptcy Questions"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.standardlegal.com\/blog\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy","url":"https:\/\/www.standardlegal.com\/blog\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy","name":"Can a Bank Foreclose on My House if I File Chapter 13 Bankruptcy? - Ask Standard Legal","isPartOf":{"@id":"https:\/\/www.standardlegal.com\/blog\/#website"},"datePublished":"2009-01-26T15:55:08+00:00","breadcrumb":{"@id":"https:\/\/www.standardlegal.com\/blog\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.standardlegal.com\/blog\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.standardlegal.com\/blog\/can-a-bank-foreclose-on-my-house-if-i-file-chapter-13-bankruptcy#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.standardlegal.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Can a Bank Foreclose on My House if I File Chapter 13 Bankruptcy?"}]},{"@type":"WebSite","@id":"https:\/\/www.standardlegal.com\/blog\/#website","url":"https:\/\/www.standardlegal.com\/blog\/","name":"Ask Standard Legal","description":"Ask a Legal Question for FREE! Read Hundreds of Law Q&amp;A Topics.","publisher":{"@id":"https:\/\/www.standardlegal.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.standardlegal.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.standardlegal.com\/blog\/#organization","name":"Standard Legal","url":"https:\/\/www.standardlegal.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.standardlegal.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.standardlegal.com\/blog\/wp-content\/uploads\/2015\/09\/Waving-American-Flag.jpg","contentUrl":"https:\/\/www.standardlegal.com\/blog\/wp-content\/uploads\/2015\/09\/Waving-American-Flag.jpg","width":954,"height":375,"caption":"Standard Legal"},"image":{"@id":"https:\/\/www.standardlegal.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.standardlegal.com\/blog\/#\/schema\/person\/d43d72c05d7716823188aa03d9f96525","name":"Standard Legal","description":"Standard Legal helps everyday people handle common legal issues on their own in an affordable way.","sameAs":["http:\/\/www.StandardLegal.com","https:\/\/www.facebook.com\/StandardLegalSoftware","http:\/\/www.linkedin.com\/company\/standard-legal","https:\/\/x.com\/StandardLegal"]}]}},"_links":{"self":[{"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/posts\/66","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/comments?post=66"}],"version-history":[{"count":0,"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/posts\/66\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/media?parent=66"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/categories?post=66"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/tags?post=66"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}