{"id":68,"date":"2009-01-26T12:23:30","date_gmt":"2009-01-26T16:23:30","guid":{"rendered":"http:\/\/www.dev.atiqbd.com\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt\/"},"modified":"2018-01-29T08:43:47","modified_gmt":"2018-01-29T13:43:47","slug":"can-i-be-sued-to-collect-a-12-year-old-credit-card-debt","status":"publish","type":"post","link":"https:\/\/www.standardlegal.com\/blog\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt","title":{"rendered":"Can I Be Sued to Collect a 12-Year-Old Credit Card Debt?"},"content":{"rendered":"<p>The &#8220;statute of limitations&#8221; is a time period set by state law after which one can no longer bring a claim against another person &#8212; it is a &#8220;time limit&#8221; in essence.\u00a0 If your state&#8217;s statute of limitations on a contract or an account with the credit card company is, for example, ten years, the attorney attempting to collect the debt can no longer pursue your mother for this debt (or cannot, at least, file a lawsuit against her to collect the money). <!--more--><\/p>\n<p>Check your state&#8217;s statute of limitations to determine the appropriate length of time an agency can pursue this debt.<\/p>\n<p>Finally, be aware that some collection agencies will attempt to &#8220;bully&#8221; debtors into paying past due amounts by using threats of litigation, even if such claims are not within the statute of limitations or otherwise valid. For that reason, persons with any questions should seek the advice of a qualified attorney to address specific issues. You can <a title=\"Find a Qualified Local Attorney for Free\" href=\"http:\/\/www.standardlegal.com\/attorney-find.html\">find a qualified local attorney for FREE at our Attorney Find page<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The &#8220;statute of limitations&#8221; is a time period set by state law after which one can no longer bring a claim against another person &#8212; it is a &#8220;time limit&#8221; in essence.\u00a0 If your state&#8217;s statute of limitations on a contract or an account with the credit card company is, for example, ten years, the &#8230; <a title=\"Can I Be Sued to Collect a 12-Year-Old Credit Card Debt?\" class=\"read-more\" href=\"https:\/\/www.standardlegal.com\/blog\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt\" aria-label=\"Read more about Can I Be Sued to Collect a 12-Year-Old Credit Card Debt?\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-68","post","type-post","status-publish","format-standard","hentry","category-general-questions"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Can I Be Sued to Collect a 12-Year-Old Credit Card Debt? - Ask Standard Legal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.standardlegal.com\/blog\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can I Be Sued to Collect a 12-Year-Old Credit Card Debt? - Ask Standard Legal\" \/>\n<meta property=\"og:description\" content=\"The &#8220;statute of limitations&#8221; is a time period set by state law after which one can no longer bring a claim against another person &#8212; it is a &#8220;time limit&#8221; in essence.\u00a0 If your state&#8217;s statute of limitations on a contract or an account with the credit card company is, for example, ten years, the ... Read more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.standardlegal.com\/blog\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt\" \/>\n<meta property=\"og:site_name\" content=\"Ask Standard Legal\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/StandardLegalSoftware\" \/>\n<meta property=\"article:published_time\" content=\"2009-01-26T16:23:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-01-29T13:43:47+00:00\" \/>\n<meta name=\"author\" content=\"Standard Legal\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@StandardLegal\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Standard Legal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt\"},\"author\":{\"name\":\"Standard Legal\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#\\\/schema\\\/person\\\/d43d72c05d7716823188aa03d9f96525\"},\"headline\":\"Can I Be Sued to Collect a 12-Year-Old Credit Card Debt?\",\"datePublished\":\"2009-01-26T16:23:30+00:00\",\"dateModified\":\"2018-01-29T13:43:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt\"},\"wordCount\":184,\"publisher\":{\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#organization\"},\"articleSection\":[\"General Questions\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt\",\"url\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt\",\"name\":\"Can I Be Sued to Collect a 12-Year-Old Credit Card Debt? - Ask Standard Legal\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#website\"},\"datePublished\":\"2009-01-26T16:23:30+00:00\",\"dateModified\":\"2018-01-29T13:43:47+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Can I Be Sued to Collect a 12-Year-Old Credit Card Debt?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/\",\"name\":\"Ask Standard Legal\",\"description\":\"Ask a Legal Question for FREE! Read Hundreds of Law Q&amp;A Topics.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#organization\",\"name\":\"Standard Legal\",\"url\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/wp-content\\\/uploads\\\/2015\\\/09\\\/Waving-American-Flag.jpg\",\"contentUrl\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/wp-content\\\/uploads\\\/2015\\\/09\\\/Waving-American-Flag.jpg\",\"width\":954,\"height\":375,\"caption\":\"Standard Legal\"},\"image\":{\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.standardlegal.com\\\/blog\\\/#\\\/schema\\\/person\\\/d43d72c05d7716823188aa03d9f96525\",\"name\":\"Standard Legal\",\"description\":\"Standard Legal helps everyday people handle common legal issues on their own in an affordable way.\",\"sameAs\":[\"http:\\\/\\\/www.StandardLegal.com\",\"https:\\\/\\\/www.facebook.com\\\/StandardLegalSoftware\",\"http:\\\/\\\/www.linkedin.com\\\/company\\\/standard-legal\",\"https:\\\/\\\/x.com\\\/StandardLegal\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Can I Be Sued to Collect a 12-Year-Old Credit Card Debt? - Ask Standard Legal","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.standardlegal.com\/blog\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt","og_locale":"en_US","og_type":"article","og_title":"Can I Be Sued to Collect a 12-Year-Old Credit Card Debt? - Ask Standard Legal","og_description":"The &#8220;statute of limitations&#8221; is a time period set by state law after which one can no longer bring a claim against another person &#8212; it is a &#8220;time limit&#8221; in essence.\u00a0 If your state&#8217;s statute of limitations on a contract or an account with the credit card company is, for example, ten years, the ... Read more","og_url":"https:\/\/www.standardlegal.com\/blog\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt","og_site_name":"Ask Standard Legal","article_author":"https:\/\/www.facebook.com\/StandardLegalSoftware","article_published_time":"2009-01-26T16:23:30+00:00","article_modified_time":"2018-01-29T13:43:47+00:00","author":"Standard Legal","twitter_card":"summary_large_image","twitter_creator":"@StandardLegal","twitter_misc":{"Written by":"Standard Legal","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.standardlegal.com\/blog\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt#article","isPartOf":{"@id":"https:\/\/www.standardlegal.com\/blog\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt"},"author":{"name":"Standard Legal","@id":"https:\/\/www.standardlegal.com\/blog\/#\/schema\/person\/d43d72c05d7716823188aa03d9f96525"},"headline":"Can I Be Sued to Collect a 12-Year-Old Credit Card Debt?","datePublished":"2009-01-26T16:23:30+00:00","dateModified":"2018-01-29T13:43:47+00:00","mainEntityOfPage":{"@id":"https:\/\/www.standardlegal.com\/blog\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt"},"wordCount":184,"publisher":{"@id":"https:\/\/www.standardlegal.com\/blog\/#organization"},"articleSection":["General Questions"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.standardlegal.com\/blog\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt","url":"https:\/\/www.standardlegal.com\/blog\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt","name":"Can I Be Sued to Collect a 12-Year-Old Credit Card Debt? - Ask Standard Legal","isPartOf":{"@id":"https:\/\/www.standardlegal.com\/blog\/#website"},"datePublished":"2009-01-26T16:23:30+00:00","dateModified":"2018-01-29T13:43:47+00:00","breadcrumb":{"@id":"https:\/\/www.standardlegal.com\/blog\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.standardlegal.com\/blog\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.standardlegal.com\/blog\/can-i-be-sued-to-collect-a-12-year-old-credit-card-debt#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.standardlegal.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Can I Be Sued to Collect a 12-Year-Old Credit Card Debt?"}]},{"@type":"WebSite","@id":"https:\/\/www.standardlegal.com\/blog\/#website","url":"https:\/\/www.standardlegal.com\/blog\/","name":"Ask Standard Legal","description":"Ask a Legal Question for FREE! Read Hundreds of Law Q&amp;A Topics.","publisher":{"@id":"https:\/\/www.standardlegal.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.standardlegal.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.standardlegal.com\/blog\/#organization","name":"Standard Legal","url":"https:\/\/www.standardlegal.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.standardlegal.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.standardlegal.com\/blog\/wp-content\/uploads\/2015\/09\/Waving-American-Flag.jpg","contentUrl":"https:\/\/www.standardlegal.com\/blog\/wp-content\/uploads\/2015\/09\/Waving-American-Flag.jpg","width":954,"height":375,"caption":"Standard Legal"},"image":{"@id":"https:\/\/www.standardlegal.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.standardlegal.com\/blog\/#\/schema\/person\/d43d72c05d7716823188aa03d9f96525","name":"Standard Legal","description":"Standard Legal helps everyday people handle common legal issues on their own in an affordable way.","sameAs":["http:\/\/www.StandardLegal.com","https:\/\/www.facebook.com\/StandardLegalSoftware","http:\/\/www.linkedin.com\/company\/standard-legal","https:\/\/x.com\/StandardLegal"]}]}},"_links":{"self":[{"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/posts\/68","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/comments?post=68"}],"version-history":[{"count":1,"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/posts\/68\/revisions"}],"predecessor-version":[{"id":1088,"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/posts\/68\/revisions\/1088"}],"wp:attachment":[{"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/media?parent=68"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/categories?post=68"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.standardlegal.com\/blog\/wp-json\/wp\/v2\/tags?post=68"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}