If a Debt Has Been Written Off by a Creditor, Should I Still Include It in My Bankruptcy Filing?

A debtor cannot always be sure that a debt has not been sold or assigned to a collection agency or other third party debt collector source. Nor can a debtor be 100% sure that the creditor might not reactivate a past due account for collection at a later date.

As such, it is always a good idea to include all outstanding obligations within a bankruptcy filing on the appropriate schedules.

By including all known debts in a filing, this will ensure that all debts and obligations are discharged when the Order of Discharge is granted by the bankruptcy court.

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