Can a Bank Foreclose on My House if I File Chapter 13 Bankruptcy?

Under federal bankruptcy law, once a person files a case, creditors are “stayed” from taking any action to collect on their debt.  As long as your Chapter 13 plan is confirmed by the Bankruptcy Court and you make both your Chapter 13 plan payments and your current mortgage payments, the mortgage holder should not be permitted to take any action to foreclose on your home.

Read more