Must a Promissory Note Be Notarized to be Enforceable?

A promissory note is a negotiable instrument that represents the promise of someone to pay.

To be enforceable, this Note must be in writing and it must be signed by the person making the promise to pay.

But it does NOT have to be notarized to be enforceable.

Having the Promissory Note notarized may assist the enforcement of the note, as it may eliminate a defense of forgery or the lack of capacity to sign.

But the absence of a notary’s signature does not make the Promissory Note any less enforceable in court.

For easy-to-use promissory note document software, see Standard Legal’s Promissory Note page.